I love Safeway. I like their quality. I like their options. I just don’t like their prices. But here’s the good news! I have figured out how to shop at Safeway, get my groceries delivered for free, get a dollar off a gallon at the gas station AND save 25-45% off my grocery bill EVERY time! (p.s. I am not getting anything from Safeway for sharing this)
2) Sign up for: Just For U and for grocery delivery (you will have to sign up for both separately).
3) Go to Just For U and “clip” coupons. It doesn’t get much easier than this! You just push the button “add” and it’s put on to your account! Easiest couponing ever! ALWAYS look for a 20 cent gas reward coupon. This means for every $100 you spend you will get 20 cents off a gallon. (sometimes even more!) I also just saved $10 off on frozen pizzas with my just for u coupons! You also get extra gas rewards for using these coupons! For example today I got 220 EXTRA points toward my gas rewards from my “J4U Bonus”. (see receipt below) Gas rewards are such an extra perk to shopping with Safeway. We usually have a dollar off and that really adds up with a 15 passenger van to fill!
We don’t live within our means. We could be spending a lot more money than we do. Our means, the amount in our savings, says: “go ahead and live a little” but in my husband’s wisdom he admonishes us as a family to save more rather than spend more. Future generations will reap what we sow.
We have plenty of money in savings because we:
Don’t go out to eat more than once a month and we pretty much never go out to coffee.
Plan very few trips. In fact, we hardly leave our house. I had been looking for a particular sippy cup for weeks. I went out to the van and saw it was there! Guess it had been a while since we had gone anywhere 🙂 Going places usually means spending money even if it’s only on gas. I must admit that we have more freedom in this because we live downtown, next to our church, the library, parks and family.
Rarely buy new clothing.
Only get one nice gift for the kids on their birthday. (What a waste so many toys can be!)
Doesn’t mean you have to.Don’t spend money just because you have it. Buy what you NEED not what you WANT and then later in life you can buy what you want not just what you need without the guilt!
Too many are living outside of their means in the other direction. They spend money they don’t have and wonder why they are constantly struggling financially. I have also seen people get out of debt and then think that gives them the liberty to spend their money any way they please only to find themselves in debt again or living paycheck to paycheck.
My husband fulfilled one of his dreams to publish a book! We are all very excited and it has been such a joy to be able to invest in this dream of his without having to worry about the money we are putting into it because we have plenty saved up. Another huge benefit of living like this is we are better able to give!
Please don’t think we have plenty in savings because we make lots of money 🙂 We have been single income our whole marriage (except for a few months that I did substitute teaching) and my husband went from being a public school teacher to a pastor… neither of which are known for their high income 🙂
Not sure how to live within a budget?! Dave Ramsey can help! Click here.
Lastly, every human should watch this. It cracks me up and it’s so true! 🙂
So save up your money and then save more! Don’t live within your means. Live below your means and watch your savings grow.
Have you checked out my husband’s book, Marriage God’s Way?